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Industry 4.0•OpenFin UK
Open Banking Platform for London FinTech
50+
UK banks connected
<800ms
Data aggregation
100%
FCA compliant
3x
Developer adoption
The Challenge
A London fintech needed a compliant open banking platform navigating FCA regulations while delivering a seamless developer experience.
Key challenges:
- FCA regulatory compliance and Strong Customer Authentication (SCA)
- Integration with 50+ UK bank APIs under PSD2/Open Banking standards
- Sub-second data aggregation for real-time dashboards
- UK GDPR data residency requirements
Our Solution
Microservices-based open banking platform certified by the Open Banking Implementation Entity (OBIE) and FCA-registered.
Architecture:
- OAuth 2.0 + FAPI-compliant authentication layer
- Bank API adapter framework for all UK Open Banking standards
- Real-time data normalisation pipeline
- UK data residency on AWS London region
- Developer portal with SDK and sandbox environment
The Results
50+
UK banks connected
<800ms
Data aggregation
100%
FCA compliant
3x
Developer adoption